Financial Policies & Insurance

Dr. Korngut participates with most insurance companies. If you have private medical insurance a request for predetermination of benefits will be sent prior to the start of treatment. Depending on your policy, there may be a co-insurance due and/or a co-pay for an office visit. Deductibles may apply. In this way, you will know what your contract covers for the therapy. Oral appliances are considered Durable Medical Equipment (DME). The usual insurance CPT code is E0486. You can call your carrier directly for information. Please Note: Oral appliances are considered MEDICAL DEVICES and are not covered by dental insurance. Your initial consultation, dental x-rays, and models may be covered, in part, by dental insurance.

Printable version of the Financial Policy for Dr. Korngut’s Office available here.

Frequently Asked Questions

Will my insurance cover oral appliance therapy?

Most carriers cover it if there is a medical need.

If I snore, but don't have sleep apnea, am I covered? 

Probably not.

Participating with the following Insurers:

We accept most insurance, including:
• 1199 SEIU
• Amerigroup
• CIGNA
• Empire Blue Cross-Blue Shield
• GHI Emblem
• Health First
• HIP
• Medicaid (depending on insurance carrier)
• Medicare
• United Healthcare Community
• Oscar